Kaiser health Plans - A Brief History

Kaiser Health Insurance Quotes - Kaiser health Plans - A Brief History

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Kaiser health plans are provided by Kaiser Permanente, a business which industrialized from numerous commercial clubs operating under the Kaiser name. These clubs provided health care programs for employees working in Kaiser's discrete steel mills, shipyards, and construction sites back in the 30's and 40's. These initial health care programs were some of the first prepaid healthcare plans in the country. The idea came about as a way for hospitals and physicians to get paid for their services, even when patients did not have the cash on hand to pay for services.

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Kaiser Health Insurance Quotes

When Kaiser health plans first began, employees working on the Los Angeles Aqueduct would pay five cents per day to have work-related injuries and illnesses treated and paid for by their owner at Contractors normal Hospital, founded by Dr. Sidney Garfield. For an added five cents per day, employees could also have coverage for non-work-related injuries and illness. This began the idea of prepaid healthcare. The task was such a success that the plans were repeated for workers on the Grand Coulee Dam. When inquire for freedom Ships as a consequent of World War Ii created an influx of shipyard workers for Kaiser Shipyards, Kaiser convinced President Roosevelt to lift Dr. Garfield's pending active duty so that he could again design a health care program for Kaiser employees.

In 1945, with an end to World War Ii and a decreasing shipyard workforce, Dr. Garfield and Kaiser decided to continue their work with managed, prepaid health care programs. As such, Kaiser health plans were made ready to the normal public on October 1, 1945 under the Permanente health Plan. Membership grew to over 300,000 within 10 years, much to the prestige of unions such as the International Longshoremen's and Warehousemen's Union. The retail Clerks Union was also instrumental in the growth of Permanente health Plan. In these early years, the plan was based on using hospitals built by Kaiser Industries and Henry J. Kaiser, business founder.

As time went on, Kaiser health plans evolved, both as a business and in terms of healthcare coverage. In 1952 the assosication split into two distinctly dissimilar branches. Kaiser became the name used for the health plans and connected hospitals. Permanente became the name for the curative group of doctors who did not want to be seen as employees of Kaiser. Today, Permanente curative Groups and Kaiser Foundation health Plan and Hospitals work together as Kaiser Permanente. If you need assistance in locating single coverages at a pre-determined price, we can help you save up to 40% on your health insurance premium.

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